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    Save Smarter: Get Financially Fit for 2019

    Make these four financial resolutions now to start your year off strong.  Presented by Member One Federal Credit Union It’s January and the gyms are full—we hope you’re making good progress on your new year’s wellness resolutions so far. But there’s another type of fitness you should also be focusing on at the start of 2019: your financial fitness. Flex your money muscles for the new year with these goals.  1. Strengthen your savings. If you don’t currently have an emergency savings fund—or you do but it’s looking a bit scrawny—this needs to be a top priority. Many financial experts recommend stashing three to six months’ worth of necessary expenses…

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    Planning for the Future

    Vector Space takes knowledge & skills beyond the classroom. “When will I ever use this as an adult?” Sound familiar? Maybe you said it to your own parents years ago. Maybe you’re hearing it echoed from your child now. It’s not an easy question to answer, especially when the devices we carry in our pockets do a lot of our thinking for us. Students, like their parents, are increasingly relying on cell phones and tablets to discover, create, and enjoy groundbreaking innovations. Unfortunately, even as technology advances, educational opportunities for middle and high school students have struggled to keep up throughout the country.  In Lynchburg, the folks behind Vector Space…

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    Keep the “Happy” in Your Happy Holidays

    Savvy Tips for Stress-free Seasonal Spending Article courtesy of Member One Federal Credit Union It’s the most wonderful time of the year—and for many of us, it’s also the most expensive. We’re here to help with tips for maximizing the festivities while minimizing the financial frustration this holiday season.  Use credit sensibly. Starting the new year with new debt is enough to make a Scrooge out of anyone. If you’re going to put your seasonal spending on a credit card, you need a plan in place to pay it off quickly. That means setting a shopping limit and sticking to it, as well as budgeting money each month to pay…

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    Profile: Peacock Soap Company

    Beyond the Gift The unique origins of locally-owned Peacock Soap Company Written by Hayleigh Worgan To celebrate her 10-year anniversary, Kristie Paxton and her husband spent a week driving along the west coast. One night, they found themselves at a cute, very hospitable, Bed and Breakfast in Oregon. The owners had one room left to offer the Southwest Virginia couple, and it had a bathtub, but no shower. “They felt so guilty about it that they stocked the room with soaps and lotions,” Kristie recalls. “They didn’t really sell them, but they allowed me to purchase some. I brought them home, used them up, and requested more.” Soon after, Kristie decided…

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    Save Smarter

    Money Master or Financially Challenged? Presented by Member One Federal Credit Union With the inevitable uptick in holiday spending in sight, it’s high time to check in on your money management know-how. Many people might think they have a solid grasp of their finances, but there are certain key pieces you should have in place to truly be considered a financial pro. Below are five checkpoints to help determine if you’re really the money guru you think you are. You’re aware of your income and expenses. If you track how much money is coming in and going out each month, consider yourself a smart money manager. Failing to be in…

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    Meaningful Photos

    How to capture more meaningful family photos Written by Laura Richards, Laura Richards Photography Every Christmas morning, I would wait at the top of the stairs with my brother and sister until Christmas “started.” This meant that Mom and Dad were downstairs, ready to go with the camcorder (remember those big, bulky things with actual cassette tapes in them?). “Okay, come down!” Dad would yell. And for the rest of the morning, our Christmas together was documented, even the quiet parts when we were just opening new underwear. I guess you could say that memory-capturing was a big part of our family, with an antique chest full of photographs to…

  • Bella Finds,  Featured

    Virginia Made: RIOT Rooster

    Holiday Shopping Support local artisans and small businesses while celebrating RIOT Rooster’s 10th Anniversary! Written by Hayleigh Worgan To say we are excited about RIOT Rooster is an under-statement! This month, RIOT Rooster will celebrate its 10th year, and will host their two-day event at 16 West Marketplace. Come on out to shop small, relax, and celebrate with your favorite Bella girls on Friday, November 16 from 5-10pm and Saturday, November 17 from 9am-6pm! As returning fans of this event already know, there are many reasons to love and support RIOT Rooster. In addition to the importance of supporting local, small businesses, RIOT Rooster is a place that puts the…

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    Virginia Made

    Meet April Chavez of 704 North Design Co.  The holiday season is upon us. The hustle and bustle of November is welcome as plans are made for Thanksgiving and Christmas. The last two months of the year are here with promises of warm gatherings with family and friends, food and laughter. There’s a mood of festivity in theair as plans are made and gift shopping begins. Makers like April Chavez, owner and artist of 704 North Design Co finds herself especially busy during this time. Her painted signs of Blue Ridge inspired mountains and inspirational sayings are in high demand during theseason.  As a stay-at-home mom, art is an outlet…