• Featured

    College Talk

    How to get your degree without all the debt. Article courtesy of Member One Federal Credit Union American college grads now collectively owe about $1.5 trillion in student loans—and nearly two-thirds of that debt is held by women. While it’s true that more women than men are now attending college, on a student-per-student basis, women are borrowing more than men—and may face a harder time paying that debt off, given the gender wage gap that continues to exist. College can still be a good investment in your future, but the less borrowed the better. Here’s what you, or the college-bound young woman in your life, can do to help minimize…

  • Featured,  Mind•Body•Soul

    Love, Soulmates & Chemistry

    Why you are the only one who can write your formula for success. Written by SUSAN SPARKS  I wrote something this morning for a media interview and I immediately thought to myself, “Wow, I have to write about this and I have to talk about this, like RIGHT NOW.” So many of us, like me, are serious romantics in life. We think about things like love, soulmates, and chemistry. When I fell in love with my husband at age 21, I was sure that he was my soulmate. In fact I had no doubt.  So this morning I’m writing up some notes for a media interview and I am being…

  • Mind•Body•Soul

    Treat Varicose Veins This Winter to Ensure Vacation Bliss Next Summer

    Article courtesy of Jefferson Surgical Clinic Frigid winter temperatures promote office daydreams featuring temperate vacation getaways and cocktails at sunset. Although you’re more consumed this time of year with clearing snow-covered sidewalks than strolling white sandy beaches, those bungalow dreams will be a reality before you know it and if you are one of many suffering with spider and varicose veins, now is the optimal time to prepare for swimsuit season.  Wintertime may just be the right time to consider summertime. Before you are ready to show off your legs on the beach, consider getting those aging veins treated and made more beautiful for the oncoming summer. Allow yourself plenty…

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    Save Smarter: Get Financially Fit for 2019

    Make these four financial resolutions now to start your year off strong.  Presented by Member One Federal Credit Union It’s January and the gyms are full—we hope you’re making good progress on your new year’s wellness resolutions so far. But there’s another type of fitness you should also be focusing on at the start of 2019: your financial fitness. Flex your money muscles for the new year with these goals.  1. Strengthen your savings. If you don’t currently have an emergency savings fund—or you do but it’s looking a bit scrawny—this needs to be a top priority. Many financial experts recommend stashing three to six months’ worth of necessary expenses…

  • Mind•Body•Soul

    Make 2019 Your Best Year!

    Plan, create and grow your shining life in 2019! Discover the original and best goals workbook on the market—used by over 300,000 women worldwide with incredible results!  Are you ready for 2019 to be your most incredible year yet? What started 10 years ago as a small goals workbook, My Shining Year Life Workbook has become a wildly popular and powerful cult hit— and simply the best planning tool available to help you achieve your personal goals. Revamped and revitalized, the workbook will laser-focus you on exactly what you need to make your dreams come true.  With proven and actionable guidance, author Leonie Dawson will inspire you to create meaningful,…

  • Bella Finds,  Mind•Body•Soul

    The Magic of Tiny Business

    You don’t have to ‘go big’ to make a great living.  Too many of us feel trapped by work that keeps us from living our purpose. We fantasize about stating our own business, yet we’re warned against falling into debt, working eighty hours a week, and coping with the pressure to grow. Eco-Bags Products (maker of our favorite reusable cotton net bags) founder Sharon Rowe says there’s another way: go tiny!  Like a tiny house, a tiny business is built on maintaining focus on what is essential by living an intentional life. As an entrepreneur and mother, Rowe is most concerned with putting family first, maintaining financial security, and doing…

  • Featured

    Planning for the Future

    Vector Space takes knowledge & skills beyond the classroom. “When will I ever use this as an adult?” Sound familiar? Maybe you said it to your own parents years ago. Maybe you’re hearing it echoed from your child now. It’s not an easy question to answer, especially when the devices we carry in our pockets do a lot of our thinking for us. Students, like their parents, are increasingly relying on cell phones and tablets to discover, create, and enjoy groundbreaking innovations. Unfortunately, even as technology advances, educational opportunities for middle and high school students have struggled to keep up throughout the country.  In Lynchburg, the folks behind Vector Space…

  • Featured

    Keep the “Happy” in Your Happy Holidays

    Savvy Tips for Stress-free Seasonal Spending Article courtesy of Member One Federal Credit Union It’s the most wonderful time of the year—and for many of us, it’s also the most expensive. We’re here to help with tips for maximizing the festivities while minimizing the financial frustration this holiday season.  Use credit sensibly. Starting the new year with new debt is enough to make a Scrooge out of anyone. If you’re going to put your seasonal spending on a credit card, you need a plan in place to pay it off quickly. That means setting a shopping limit and sticking to it, as well as budgeting money each month to pay…