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Six Tips for Keeping your Smartphone Secure

How your device could be just as vulnerable to hackers as your computer. Presented by Member One Federal Credit Union

What’s shiny, contains some of your most precious memories, and is rarely out of sight? No, it’s not your child after being slathered in sunscreen at the beach. It’s your smartphone. You hear about the importance of securing your computer from hackers, but are you aware of how vulnerable your smartphone could be too? In honor of National Cyber Security Awareness Month, we’ve rounded up tips to help keep the sensitive data on your device safe. 

1. Set a personal identification number (PIN) on the lock screen. While it may be more convenient to keep your phone unlocked, setting up a PIN is one of your first lines of defense against fraudsters in the event your phone is lost or stolen. Many devices prompt you to complete this step upon setup. Pick a PIN that’s difficult for a criminal to guess but easy for you to remember. 

2. Make sure your software and apps are up to date.  Many devices will send a push notification when a software, app, or security update is ready to install. When you receive those notices, install them. It’s also a good idea to occasionally visit your phone’s settings to look for any updates you may have missed. 

3. Log out of applications when you’re done using them.  If you access mobile banking, email, social media, or websites that contain personal data with your phone, get in the habit of logging out when you’re done. You’ll be thankful that fraudsters won’t have easy access to your personal information in case your phone is lost, stolen, or hacked. 

4. Understand what apps you’re downloading.  Before installing an app, consider reviews from previous customers and look over the permissions before downloading it onto your device. Try to stick to only downloading apps from the mainstream app stores or from developers that are well-known and have high ratings. 

5. Be cautious about public wireless networks.  As a rule of thumb, never connect to an unknown wireless network. Cybercriminals may set up a network name that looks very similar to one established by a legitimate venue, so it’s best to ask staff for the network name and password. Avoid opening apps or visiting links that contain your personal information while connected to a public network. 

6. Don’t click on suspicious links.  This includes links sent through email or text messages. If it’s an email, flag it as spam or junk. If it’s a text informing you that you’ve won a prize or have a special offer awaiting you, delete it right away. Unless you’ve opted in to receive notifications by text, a legitimate company will typically not contact you with important information this way.

Taking a few simple precautions now to protect the data on your smartphone could mean fewer headaches and heartbreaks if your phone is ever lost, stolen, or hacked. Our smartphones aren’t nearly as precious as our children, but they contain plenty of sensitive data that needs to be secured. 

Join Member One here each month for more money-saving tips and financial advice! Be sure to visit their website, www.memberonefcu.com, for more info on their products and services. Member One Federal Credit Union is federally insured by the National Credit Union Administration.

 

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