Tag Archives: college

College Talk

How to get your degree without all the debt.

Article courtesy of Member One Federal Credit Union

American college grads now collectively owe about $1.5 trillion in student loans—and nearly two-thirds of that debt is held by women. While it’s true that more women than men are now attending college, on a student-per-student basis, women are borrowing more than men—and may face a harder time paying that debt off, given the gender wage gap that continues to exist. College can still be a good investment in your future, but the less borrowed the better. Here’s what you, or the college-bound young woman in your life, can do to help minimize student debt. 

Stay open-minded when choosing a college. 

Many families go by “sticker price” when deciding on a school, but that can be a mistake because the published tuition may not be what you’re expected to pay. Some pricy private schools actually have more available aid to offer to qualified, less affluent students. On the other hand, don’t assume that a bigger tuition bill equals a better education. Many state schools today offer quality degree programs comparable to the big names. Apply to a mix of public and private colleges and favor the school that offers you the best financial aid package. And don’t overlook community colleges. Two years at one of the 23 schools in the Virginia community college system can save you tens of thousands in tuition. 

Appeal your financial aid. 

Many families don’t realize that a financial aid offer is potentially negotiable. We’ve all heard that women are less likely than men to negotiate, so here’s a chance to change that. If your preferred college offers you a financial aid package that’s insufficient, let them know that you’d love to enroll but need more help making it affordable. If another school has offered you a better aid package, mention that and ask your dream school whether they’d be able to match it. 

Keep hustling. 

Working through college doesn’t have to be detrimental to grades, and it can actually be an opportunity to gain career-relevant skills for the future. Work-study programs are convenient because they’re on campus and allow student employees to tackle homework during downtime. Co-operative education programs provide structured work experiences where students gain real-world knowledge while getting paid and earning college credit. And don’t forget, college is a great time to tap into your entrepreneurial spirit! Modcloth’s Susan Gregg Koger is one example of a female entrepreneur who got started in her dorm room. 

Make scholarship searching a priority. 

Yes, finding and applying to scholarships takes work—so treat it like a job because it can potentially pay very well. Every dollar you’re awarded in scholarships is potentially one less dollar you’ll have to borrow. Dedicate at least a few hours each week to scholarship applications, and look for opportunities in creative places where you might face less competition. Think community organizations you belong to, your parents’ employers, or even your local bank or credit union. 

Join Member One here each month for more money-saving tips and financial advice! Be sure to visit their website, www.memberonefcu.com, for more info on their products and services. Member One Federal Credit Union is federally insured by the National Credit Union Administration. 

Dining as a Vegetarian

As a vegetarian, I find trying new restaurants to be a little stressful. It can be hard to try new places when I’m not sure if they will have any vegetarian options. Luckily, I found a few places in and around the Roanoke area that have plenty of options for vegetarians in the area. I thought I’d share some of my favorites!

Before I moved to this area and was just visiting, a place I always had to stop was Hollywood’s Bakery. This place has its very own vegetarian section with a lot of diversity between choices. One of the best things about Hollywood’s is the incredible bakery items. Their bakery menu is extensive, there’s something sweet for everyone. If you’re ever in the Hollins-Roanoke area I highly recommend stopping in for a Tinker Mountain Quesadilla and a lemon bar!

Benny Marconi’s is my favorite place to go downtown if I’m just looking for a quick place to eat. You get a giant slice of pizza for just a couple of bucks. It’s the perfect remedy for walking around town all day. They have very simple cheese pizza and a wide selection of sodas and tea. It’s a great little place if you’re looking for an affordable and vegetarian friendly place to eat in downtown Roanoke.

I only recently found out about this amazing Indian food place called Taaza. I’ve also been hesitant to try Indian food, but I finally decided to check it out. It was so delicious and they had a whole vegan section as well as a build-you-own dish kind of thing, where you could replace meat with mixed veggies. The portions are huge and they make great leftovers the next day. If you haven’t tried it yet I highly recommend.

I’ve found that Macado’s is a big hit for college students in the area, I know that we’re always down to eat here.  The menu is very diverse and you get anything from a PB&J to a black bean quesadilla. Their macaroni and cheese is a dream and I cannot go inside without ordering some. The inside is full of crazy decorations that give the place a great atmosphere.

Pop’s Ice Cream and Soda Bar is a very cute place to stop if you’re in the Grandin area. Sometimes I get what I like to call a “fancy” grilled cheese—it’s just what hits the spot. It’s an easy vegetarian friendly place if you want the feel of an old-school dinner feel, a gooey grilled cheese, and of course- an incredible ice cream soda!

These are just some of amazing vegetarian friendly restaurants that the Roanoke area has to offer, let me know which is your favorite. Didn’t see one of your favorites on the list? Recommend it in the comments bellow!  Stay tuned for more vegetarian minded articles.

 

Written by Lilith Turman