Tag Archives: Family

The 10,000 Steps Goal

Fitness trackers abound these days along with pages of advice encouraging us to walk 10,000 steps. We faithfully don our wristbands and watches hoping to achieve the magical distance of five miles per day. But have you ever stopped to think about why we need those steps? Are 10,000 steps necessary or is it an arbitrary number conjured up to make us obsessive compulsive about walking the last 103 steps needed to reach 10,000 before getting into bed?

Let’s go back a few decades, to say, the 1970’s. If you were alive (and if you weren’t, use your imagination), think of all the things you did throughout the day that involved taking steps. To open the garage door, you had to get out of your car, walk to the garage door, open it, walk back to your car, pull in, then walk back and close the garage door before entering your house. Hmm…maybe 50 steps involved? In order to change the channel on the television (which only had 4 channels to begin with), you had to walk to the TV, change the channel, then walk back to the couch. Another 20 steps. To fill a prescription, you had to get out of your car, walk into the pharmacy, wait for the prescription to be filled (during which time you probably walked around the store because they didn’t have convenient chairs to sit in while you waited), get your prescription, and walk back to your car. Log another 150 steps, at least. We were naturally walking roughly five miles just to accomplish the tasks needed for daily living.

Now, welcome to the 21st century. We use the drive thru at coffee shops for our daily cup of joe. We use riding lawn mowers to cut our grass. We use an elevator to take us up two flights of stairs! These “activities” require no steps. We simply do not have to walk like we used to. We have to schedule time and add “taking steps” to our daily agenda.

Five miles, or 10,000 steps, is a sweet spot for health. When comparing the population at large, individuals that average 10,000 steps per day tend to be healthier than individuals that walk less. You can, however, stop short of berating yourself if you are a few steps shy of your daily goal. Some days your sneakers will pound the pavement with more than 10,000 steps. Some days your shoes will have a little less wear. Look at the bigger picture and see how your steps average out for a week. Remember, life does allow a day or two of leisure on occasion.

Earth Girl’s recommendation is to keep your fitness trackers on, your shoes tied, and your ambition ready to tackle every step of your day!

 

Written by Tina Hatcher

Hill Crest Bed & Breakfast

The historic Hill Crest Bed & Breakfast is the perfect weekend getaway. A short hour drive from Roanoke, it welcomes guests from around the world to the picturesque landscape of the Clifton Forge mountains. Some guests come for the privacy, others to enjoy the opportunity to support local businesses, and the beautiful 107-year-old home occasionally hosts weddings. Recently, it was named one of the Top 10 Best Romantic Inns in the United States for 2017. Those who have visited consider the home a hidden treasure, but what makes it special is not limited to the setting or the architecture. The feature that will keep guests returning is the Hill Crest’s owner, Martha Crawford.

Photo Credit: Nicole of N. Nicely Photography

“I love to pamper. It brings me joy to make people happy,” she explains. “We don’t bother guests if they don’t want to be bothered, but we are friendly if they want to visit.  I like to treat people the way I want to be treated. The whole house is theirs through their stay except the kitchen and my room. They can wander, use the drawing room, the parlor, or the morning room. We have a baby grand piano, guitars, and an old Victrola in the music room.”

Martha has years of experience as a Bed & Breakfast owner in Illinois, and several years as a personal chef. She fell in love with Hill Crest from the moment she saw it for sale. Her husband joked that they should purchase the property and move from Colorado to Virginia, but the idea was one that she took seriously. She soon found that she couldn’t get the house out of her head.

“We called the real estate agent over dinner one night, and he explained that it was a very large home. If we didn’t have a job lined up, we may have to commute to Roanoke or Lexington. Then, he told us that the owner wanted to see the house turned into a bed and breakfast. In fact, it had just been zoned six months prior to be one,” Martha says.

They moved into the house on Halloween night in 2011, and have since remodeled the home to include private bathrooms for every suite. Martha is very active in community events, and the bed and breakfast will host everything from corporate events and weddings to Christmas dinners and holiday parties.

Mostly, it is a place for adults to get away from the chaos of everyday life. There are no televisions in the home, which encourages guests to focus on one another or get out and explore the region.

Photo Credit: Nicole of N. Nicely Photography

“I’ve gotten a lot of compliments that you are forced as a couple to take time and step back in the past. It is a warm, good spot to be in,” she adds.

Amenities at Hill Crest Bed & Breakfast include a swimming pool, a terraced yard with gardens, a three to five course breakfast (complete with a sit-down silver service), nightly-turn down service, and Wi-Fi. Guests can also enjoy afternoon wine on the front porch, coffee and tea service in the morning room, and even professional in-room massages. Surrounded by oak flooring, grand stairwell balustrades, columns, and crown molding that are all original to the home, it is an experience that echoes a sense of luxury from the past while embracing the unique modern leisure needs of the diverse guests welcome there. Visit www.virginiahillcrest.com for more information and to reserve your room.

Photo Credit for Featured Photo: Nicole of N. Nicely Photography

 

P.S. Hill Crest Bed & Breakfast will host New World ~ Old World Winery Tours June-October 2017!

The tours will begin at the historic Bed & Breakfast where guests can get to know one another at a wine reception on Friday night. They will also meet their wine connoisseur, Angelia Wengert, who will accompany them to various wineries in the Shenandoah Valley via limousine service.

The next morning, they will be served a seven course breakfast by candlelight and with fine silver. After visiting three to four wineries on Saturday, guests can participate in a wine pairing in the evening. They are asked to bring a bottle of wine back to share with their new friends.

Sunday morning, they will be served another seven course breakfast, offered a 2 o’clock checkout, and have the option of purchasing an in-room massage for two.

Book your reservations now by calling 385-201-4106. Ask for group discounts!

 

Member One: Credit Score Quick Guide

It’s one of the most important numbers linked to your identity: your credit score. But are you fully aware of why it’s so significant, and what constitutes a good credit score? Read on for a brief explanation of what it is and tips for improving it.

What is it? Your credit score is a number that ranges from 300 to 850 and, along with repayment history, is an indication of your creditworthiness. Anything above 700 is generally viewed as good credit and signals to potential lenders that you’re more likely to pay back your debts on time.

Why should I care? A credit score helps determine whether you’re approved or denied for a credit card or loan and your interest rate. On-time payments have a big impact on your score, and just one or two late payments can significantly lower it. If you’ve ever had a bill go to collections, declared bankruptcy, or had a foreclosure, your score will go down. The number of loans in your name matter and the more accounts you have (in good standing), the better, because it shows that multiple lenders have approved you.

How do I find out my score? The three major credit-reporting agencies—Equifax, Experian, and TransUnion—are required by law to provide you with a free credit report every 12 months. Keep in mind that this is just the report and not the actual score. In order to receive your score, you typically have to purchase it. Visit MyFICO.com to buy your official FICO score. Also, check your monthly credit card statement as some lenders now include your credit score as an added service.

What are some quick ways to improve it? One of the best ways is to consistently pay your bills on time. Other ways include paying down a credit card balance to improve your utilization rate, and keeping lines of credit open with zero balances. Both of these strategies show lenders that you’re able to manage debt and aren’t biting off more than you can chew.

As a general rule of thumb, you should review your credit report along with your score at least once a year. Not only is it beneficial to keep yourself informed and aware, it could help protect against fraud or identity theft.

Presented by Member One Federal Credit Union

 

Get Outside in Virginia State Parks!

Virginia State Parks provide wonderful opportunities for those who enjoy being outdoors and are looking for ways to use their time outside to give back to the community. Although almost all of the volunteers are users of Virginia State Parks, there are groups that sign up with members who have never visited them before. Both levels of experience are welcome, as all volunteers go through orientation and are supervised.

“There are volunteer opportunities that work for different age groups,” says Andrea Hasenfus, Camp Host Program Manager. “Retirees may be able to do a Wednesday gardening at noon, while someone who works a full-time job may be available to do trail maintenance on the weekends.”

There are also opportunities for young people. The Youth Conservation Corps is a great program for teens 14-17 who want to learn about conservation and working in parks. They spend three weeks living and working in parks around the state, supervised by college-age adults. Although the deadline to participate in this program has passed, visitors to the park may still get to see the group in action this summer. This is a competitive program. In 2017, 800 applications were received to fill 170 spots. If your child is interested in being involved in the future, it may be a good idea to sign up to volunteer and get some experience before the 2018 application process starts on December 1.

Joining a Friends Group is another way to contribute. It takes a lot of work to keep up state parks, and Friends Groups play a huge part in building and maintaining trails, helping staff visitor centers, working on educational outreach programs, and raising funds for park projects and facilities. There are several parks with Friends Groups looking for members. Being part of one of these groups has the potential to create a lasting impact for generations to come, as they also help with advocacy for the invaluable resources offered through the parks.

“Sometimes the most help, if you can’t put your elbow grease in on the trail, is to be an advocate. Whether you are a member of a friends group, or used to doing advocacy in the community, advocates are always great to have on our behalf.” explains Andrea.

For those who want a more immersive and active experience, the AmeriCorps program engages its members in meaningful service in Virginia State Parks by providing extensive training and professional development opportunities. They go through grants, and work on natural resource management in the parks. Some of them last all summer, and those who complete them receive an education award at the end.

There will be a big opportunity for volunteers on June 3 for Clean the Bay Day/National Trails Day. In fact, every park in the Virginia State Parks system will have a need for help that day. Those who wish to volunteer will not have to sign up through the website to be a one-time volunteer for the event. Simply show up at your local park and offer to lend a hand.

Visit www.dcr.virginia.gov/state-parks for a full list of parks in your area. Click on individual parks to see what they need.

Grove Collaborative

Using natural, chemical-free products for cleaning and personal hygiene is essential for improving your health. However, it isn’t always easy to comb through local stores and find affordable products readily available for your household. Fortunately, Grove Collaborative removes the hassle so you can spend less time shopping and more time enjoying life’s important moments.

This company is an online service that provides organic, eco-friendly, and sustainable items from top brands like Seventh Generation, Method, Mrs. Meyer’s Clean Day, Acure, Dr. Bronner’s, and more! Every product they sell has been rigorously tested by industry experts for health, effectiveness, and environmental impact. Additionally, each item is all-natural and made in the United States. Customers can order products for cleaning, personal care, health and wellness, skin and hair care, oral care, and even babies delivered right to their door. They suggest a schedule to help keep families organized, stocked, and in line with their budget. However, customers can make changes, cancel, or rush a shipment at any time. Their goal is to help you make sure you have what you need, when you need it.

There is no fee to join Grove Collaborative. You only pay for the products that you buy, and often at prices comparable to or below the grocery store. Carbon offset shipping is free on your first order. After that, you pay only when products ship.

Need more reassurance to give it a try? Grove Collaborative is a Certified B Corporation, which means that it has passed through scrupulous standards for businesses that prioritize social, environmental, and community wellbeing. And, because we love you SO much, we are giving you a link to try it that will provide you with a $10 credit! If you’re interested, use this link. Check out what they have to offer by simply visiting www.grove.co.

Warm Up to Responsible Spending

With warm, sunny days upon us, it’s time to plan for more than just your tan: summer spending. Vacations, airline tickets, dining out, and entertainment—it adds up. If you haven’t budgeted for these expenses in advance, a quick swipe of your credit card takes care of it. But if responsible credit card use isn’t your strength (or you just need a refresher), these tips could help curb the temptation to overspend this summer.

Be selective. There are several factors to look at when picking a credit card. First, you’ll want to see what your limit is. If you don’t think you can handle the freedom of a credit card, start with one that has a lower limit, like $1,000. Additionally, look at the credit card’s annual percentage rate or APR. That interest will add up if you’re not planning on paying off the total each month, so shop around for a low APR. Finally, look out for cards that charge annual fees just for keeping them open.

Monitor your balance. You should keep credit card payments to 10 percent of your monthly take-home income. For example, if your monthly income is $2,000, your monthly credit card payment should not be more than $200. This doesn’t mean your balance should not exceed $200, but make sure your minimum payment is no more than that. Keep in mind, however, that paying off the entire balance each month is in your best interest financially.

Know the benefits. By making purchases with your credit card and paying the balance off each month, you’re proving to lenders that you’re a responsible, creditworthy consumer. It boosts your credit score and will help you in the future if you ever want to get a loan—or another credit card.

Stick to a budget. It’s important to set parameters for yourself when using a credit card. One simple way to do this is to use the credit card for one specific purpose, like gas or groceries, so it’s easier to keep your spending in check. Another way is to get a card with a low limit. This forces you to keep your spending under a certain amount.

Smart credit card use doesn’t have to be a mystery or limit your fun this summer. Follow these simple tips and your poolside lounge session (while possibly chasing the kids) will be that much more relaxing.

Presented by Member One Federal Credit Union

Go Red for Women Luncheon

Heart disease is the number one killer of women, causing 1 in 3 deaths every year. The warning signs are not the same for women as they are for men. They can include chest discomfort, shortness of breath, and discomfort in other areas of the upper body. Heart disease and stroke do not discriminate by age, ethnicity or background. It is important to know your numbers and do what you can to prevent permanent or fatal damage from both–even if it means going to the hospital at an inconvenient time to make sure everything is okay.

Learn more about how to stay heart healthy and your personal wellness by visiting your doctor and www.goredforwomen.org.

You can support the life-saving efforts of the American Heart Association by attending their Go Red for Women Luncheon on May 25 at 11 a.m at the Hotel Roanoke & Conference Center. The keynote speaker will be Dr. Ijeoma N. Okogbue of Carilion Clinic Cardiology. The event will also include a fashion show by Macy’s, a networking reception with a silent auction, and heart-healthy living demos, education, and lunch.

For more information or to purchase tickets, visit their website or call 540-989-2810.

Big Brothers Big Sisters Over the Edge

Big Brothers Big Sisters of Southwest Virginia will host their Over the Edge event on May 19-20. Participants will raise $1,000 for Big Brothers Big Sisters, rappel 11 stories over the side of the Patrick Henry Hotel, and raise money for local Big/Little matches. One hundred percent of the money raised will stay in our community. The participant who raises the most money will receive tickets to Disney World for themselves and their Little.

To understand how important this event is for those who will benefit from the fundraising, we spoke to participant and Big Sister Sara Guerry. This will be Sara’s first time participating in Over the Edge. She looks at it as a way to raise money while setting an example for her Little.

“I haven’t found out exactly how she might need me yet, because we haven’t been paired very long,” she explains. “I’m getting to a place where I’m learning that she can be a little shy and unsure about new experiences. What better way to show her that it’s okay to be scared, but also to be brave, than by launching myself off a building?”

On a lot of different levels, the Over the Edge event symbolically mirrors that first step into creating a Big Sister/Little Sister relationship.

“The match process for Big Brothers Big Sisters is an extraordinary process,” Sara says. “They take the time to make sure the fit is the right one for both the child and the adult. That helped alleviate a little bit of fear, but at the same time she is someone else’s daughter and her family loves her so much. There is this other person that comes into her world and wants to be there for her. I hope this will show her how much I care about her, and how successful I know she will be.”

Although Sara did some rappelling and rock climbing in high school, she still finds herself getting a bit nervous as the day approaches. The scariest part, she says, will be climbing over the wall of a perfectly good building and realizing that she is about to go over it. However, the reward in the end will be much greater than any of the fear she is facing now. Sara hopes to win the tickets to Disney World for her Little.

“I would love nothing more to give her an experience that she otherwise wouldn’t be able to have,” she adds.

Yet, even if she doesn’t win the fundraising portion of the event, the symbolic gesture of rappelling 11 stories for her Little, her community, and in the face of her fear, is an important example in their relationship. If you’d like to help Sara, or any of the other participants reach their fundraising goals, visit www.bigslittles.org/ote for more information. We wish all participants good luck in this adventure!