Tag Archives: home

Save Smarter

Is Your Family Prepared for a Disaster? 

Being disaster-ready is easy. Follow our few simple tips.

Presented by Member One Federal Credit Union

From tornadoes to house fires and floods—all are disasters that can devastate our lives. If you’re ever in one of these situations, the last thing you want to be doing is picking up the disorganized pieces when a little preparation could have helped alleviate some of the chaos. Hopefully you’ll never experience a disaster, but if you do, our tips on what to collect and how to keep important documents safe could help put your mind at ease if the unexpected happens. 

Collect key documents. This includes personal identification for everyone in your household such as birth certificates, social security cards, passports, and pet identification tags. Also gather insurance policy numbers and the insurance company contact information for each type of coverage. You’ll also want to store a copy of property records like deeds and mortgage documents, medical information including prescriptions, estate-planning documents, and legal and financial records including taxes from the past few years. Record contact information for family and friends in case you don’t have access to your cell phone and need to reach out for help. 

Invest in storage. Select a way to store the items that’s easy to grab in a hurry. Options include a fireproof and waterproof safe, a binder with sleeves to hold all documents, or a safety deposit box at your local financial institution. You could also opt to store everything electronically on, for example, a memory stick, external hard drive, or the cloud. It may be wise to combine a few options—a safe for paper documents plus an electronic storage option. Whatever you choose, place it somewhere that can be quickly and easily grabbed as you head out the door. 

Take inventory of your possessions. This is especially helpful if you need to file an insurance claim. Go through your home, room by room, and record your belongings. Make note of household valuables, such as jewelry, antiques, or collectibles, and write down their worth. Take photos or videos of your home’s contents so you have proof of your possessions. Store your inventory list and photos or videos with your other important documents. 

Set money aside. If a disaster impacts your whole community, it’s likely that your local financial institution could be affected as well, making it difficult to access your money. Additionally, merchants may not have electricity, making a quick swipe of your debit or credit card impossible. Set aside enough cash to cover essentials for a couple of days, which might include a few nights in a hotel, food and water, and basic amenities like clothing. 

Join Member One here each month for more money-saving tips and financial advice! Be sure to visit their website, www.memberonefcu.com, for more info on their products and services. Member One Federal Credit Union is federally insured by the National Credit Union Administration. 

Take Us to Piccadilly

‘Tis the season to uphaul your winter closet because summer is in full swing! The shops at Piccadilly Square on Franklin Road in Roanoke are stocked with perfect essentials sure to fit every plan on your list.

Punch Boutique

Featuring a fun and classy atmosphere with a “punch” of bright summer colors, Punch offers a variety of clothes and accessories to fit every personality. Quirky and sophisticated patterns are a popular trend this season and these blue lemon and lime shorts will sure to add some charisma to your closet. Pair these shorts with a classic white shirt and these geranium and gold tasseled earrings for a casual day on the town.

Lusso

Translated to “luxury” in Italian, Lusso’s relaxed atmosphere highlights unique upscale clothing items and accessories. This mint green multi-textured maxi dress would be great for a Sunday brunch and is a staple item for warm summer days. Add in an over-sized beach hat and espadrille sandals for a chic tropical look. Maxi skirts are also a popular trend for European summer vacations and can be styled in various ways, eliminating space on your luggage. This feather-patterned sheer soft pink skirt is ideal for strolling around town and has cut-out layers for a breezy look.

Yarid’s

If you’re looking for a fun summer shoe collection, Yarid’s will complete your look with high-end brands featuring Tory Burch, Jack Rogers, and TOMS. New to their store this month is a peach suede cross-body bag from See by Chloé. This simple bag matches with about any outfit and is a great alternative to a shoulder bag when going out. The gold rings indented on the outside add a pop of glitz to the classic look. To continue the fun colors, add these blue tasseled Brenle flats bySchutz, simple white jeans and a patterned top for the famous summer Palm Beach style trend.

 

 

 

 

Magnolia

You can’t complete your summer without a little home décor to splurge on. These greenery items from Magnolia will complement the natural look of your home and still keep the modern design with the engraved faces in the vases. The plants would be great on a sidetable or placed above books on a coffee table.

 

A shopping destination of women-owned boutiques featuring designer clothing and accessories to exclusive home décor and professional interior design services. Everything is at Piccadilly Square!

Written by Cassandra Kuhn