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    Save Smarter

    According to a study by popular wedding website, The Knot, the average cost of a wedding in the United States now exceeds $30,000. Even if you don’t plan on getting anywhere near that number for your big day, a wedding is still a major expense for most of us. But you can make budgeting and saving for your wedding more manageable with a dedicated account and scheduled, automatic saving.

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    Money Master or Financially Challenged? Presented by Member One Federal Credit Union With the inevitable uptick in holiday spending in sight, it’s high time to check in on your money management know-how. Many people might think they have a solid grasp of their finances, but there are certain key pieces you should have in place to truly be considered a financial pro. Below are five checkpoints to help determine if you’re really the money guru you think you are. You’re aware of your income and expenses. If you track how much money is coming in and going out each month, consider yourself a smart money manager. Failing to be in…

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    Six Tips for Keeping your Smartphone Secure How your device could be just as vulnerable to hackers as your computer. Presented by Member One Federal Credit Union What’s shiny, contains some of your most precious memories, and is rarely out of sight? No, it’s not your child after being slathered in sunscreen at the beach. It’s your smartphone. You hear about the importance of securing your computer from hackers, but are you aware of how vulnerable your smartphone could be too? In honor of National Cyber Security Awareness Month, we’ve rounded up tips to help keep the sensitive data on your device safe.  1. Set a personal identification number (PIN)…

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    Is Your Family Prepared for a Disaster?  Being disaster-ready is easy. Follow our few simple tips. Presented by Member One Federal Credit Union From tornadoes to house fires and floods—all are disasters that can devastate our lives. If you’re ever in one of these situations, the last thing you want to be doing is picking up the disorganized pieces when a little preparation could have helped alleviate some of the chaos. Hopefully you’ll never experience a disaster, but if you do, our tips on what to collect and how to keep important documents safe could help put your mind at ease if the unexpected happens.  Collect key documents. This includes personal identification for…

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    Save Smarter – Financial Fitness for Youth

    6 Tips to Guide Children through a Healthy Relationship with Money Presented by Member One Federal Credit Union With school out for the summer, the kids are likely hanging around the house more than usual. Your little audience is watching and probably soaking in more than you realize—which includes how you manage finances. Healthy financial habits begin at a young age, so what better time to teach responsible spending and saving than during a break from the daily grind of school? Here are a few ways to help your kids get started on the path to financial success. Set an example.  Parents who make poor financial decisions like impulse purchases, excessive…

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    Save Smarter

    Four Reasons to Buddy Up with a Credit Card Combined with responsible spending, these tips could help improve your financial wellness. Presented by Member One Federal Credit Union High-interest rates, nasty fees, or the inability to pay back debt—all can leave you feeling glum when it comes to credit cards. Cheer up! Credit cards don’t have to be your worst financial enemy. If you educate yourself, you’ll discover how befriending your credit card, while spending responsibly, could actually benefit your overall financial health.  Build and/or improve your credit. Are you planning to get a loan for a car or a home? That loan will depend on your credit score. By using a…

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    Don’t Lose Sight of Your Money

    Millions of people have embraced the convenience of managing their finances online. If you haven’t yet taken the plunge into this digital land, you may wonder how it works, if it’s safe, and why it could be better than traditional methods. Even if you’re savvy online, these five tips could help make it a little easier to manage your money while you’re away from your local branch or your home. Sign up for online banking. Check in on your accounts from the comfort of your couch, the convenience of your office chair, or when you’re miles away from home. Online banking gives you around-the-clock access and is a great way…

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    Member One: Credit Score Quick Guide

    It’s one of the most important numbers linked to your identity: your credit score. But are you fully aware of why it’s so significant, and what constitutes a good credit score? Read on for a brief explanation of what it is and tips for improving it. What is it? Your credit score is a number that ranges from 300 to 850 and, along with repayment history, is an indication of your creditworthiness. Anything above 700 is generally viewed as good credit and signals to potential lenders that you’re more likely to pay back your debts on time. Why should I care? A credit score helps determine whether you’re approved or…