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    Six Ways to Optimize Your Tax Refund

    According to the Internal Revenue Service (IRS), the average taxpayer received a $3,000 refund in 2017. This chunk of change—depending on how you allocate it—could make a big impact on your bottom line. Before you’re tempted to spend it on impulse buys, consider these options for maximizing your tax refund. Boost your emergency fund. Financial experts say you should have three to six months’ worth of living expenses saved in an emergency fund to protect yourself in case of a job loss or another unexpected financial hardship. Stashing your tax refund into an emergency fund could get you well on your way to reaching that dollar goal. Pay off high-interest…